Means Test

Forms 122A-1 / 122A-2 — Chapter 7 eligibility determination
BELOW MEDIAN
Presumption of abuse does not arise. Qualifies for Chapter 7.
$3,773.63
Current Monthly Income
$45,283.56
Annualized Income
$91,526.00
State Median (HH 2)
-$46,242.44
Below Median
Configuration
Auto-Linked Income (from Paychecks & Employment)
W.W. Grainger, Inc. (debtor_1): $3017.34/mo
Other Income: $332.80/mo
Total: $3350.14/mo
Employment Income Edit in Employment
EmployerOccupationPay PeriodGross/PeriodMonthly
W.W. Grainger, Inc. Customer Service Bi-Weekly $1,392.62 $3,017.81
Total Employment Income $3,017.81
Other Income Sources Edit in Employment
SourceMonthly Amount
Child Support $332.80
$3,773.63
Current Monthly Income
$45,283.56
Annualized (CMI x 12)
$91,526.00
IL Median (HH 2)
Auto-Linked Deductions (from Paychecks & Creditors)
Taxes: $552.75 Health Ins: $93.95 Life Ins: $16.90 Retirement: $16.18 Total: $723.63
Debt Payments: | Priority $100.00/mo
Below median — full deduction calculation not required
Debtor qualifies for Chapter 7 based on income alone
Means Test Configuration
Dependents listed: 1
Data Sources Used
SourceStatusDetails
Employment 1 record(s) View
Other Income 1 source(s) View
Expenses (Schedule J) Complete View
Creditors (debt payments) 16 creditor(s) View
Dependents 1 dependent(s) View

Full Means Test Calculation

Step 1: Current Monthly Income (Form 122A-1)
Gross wages from employment$3,017.81
Other income$332.80
Current Monthly Income (CMI)$3,773.63
Annualized (CMI x 12)$45,283.56
Step 2: Median Comparison
StateIL
Household size2
State median income$91,526.00
Result BELOW MEDIAN — Qualifies
CMI $3,773.63
Annual $45,283.56
Median $91,526.00
Result PASS