§ Exemptions Calculator
State and Federal Exemptions
Gross Asset Total
$16,600.60
Net Equity to Exempt
$16,600.60
State Exemptions
Illinois — 735 ILCS 5/12-901 et seq.
| Total Automatically Exempted | $16,700.60 |
| Total Manually Exempted | $0.00 |
| Total Amount Exempted | $16,700.60 |
| Non-Exempt | $-100.00 |
| Total Homestead Exempted | $0.00 |
VEHICLES
🚗
2013 Volkswagen
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $3,600.00 |
Debtor's Equity $3,500.00
Exempted $3,600.00
Non Exempt $-100.00
HOUSEHOLD
💻
Living room furniture
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $500.00 |
Debtor's Equity $500.00
Exempted $500.00
Non Exempt $0.00
💻
Bedroom set
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $200.00 |
Debtor's Equity $200.00
Exempted $200.00
Non Exempt $0.00
💻
Computer
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $150.00 |
Debtor's Equity $150.00
Exempted $150.00
Non Exempt $0.00
💻
Washer/Dryer
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $300.00 |
Debtor's Equity $300.00
Exempted $300.00
Non Exempt $0.00
💻
Clothing and accessories
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $2,600.00 |
Debtor's Equity $2,600.00
Exempted $2,600.00
Non Exempt $0.00
FINANCIAL
💰
Chase Checking Account ending #0168
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $500.00 |
Debtor's Equity $500.00
Exempted $500.00
Non Exempt $0.00
💰
Chase Checking Account ending #4445 (joint with Albertain Yancy)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $200.00 |
Debtor's Equity $200.00
Exempted $200.00
Non Exempt $0.00
💰
401(k) retirement account (Grainger)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1006
Retirement accounts
|
100% | $1,329.60 |
Debtor's Equity $1,329.60
Exempted $1,329.60
Non Exempt $0.00
💰
Navy Federal Checking Account
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
💰
Navy Federal Savings Account
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $5.00 |
Debtor's Equity $5.00
Exempted $5.00
Non Exempt $0.00
OTHER
📦
Firearm
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard
|
$4,000.00 [D] | $300.00 |
Debtor's Equity $300.00
Exempted $300.00
Non Exempt $0.00
📦
Expected 2025 federal/state tax refund
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(g-7)
Earned Income Credit
|
100% | $7,016.00 |
Debtor's Equity $7,016.00
Exempted $7,016.00
Non Exempt $0.00
§ 735 ILCS 5/12-1001(c)
Exemption Description
Motor vehicle
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| 2013 Volkswagen | $3,500.00 | $3,600.00 | $3,600.00 | $-100.00 |
Exempted $3,600.00
Limit $3,600.00 [D]
Available Exemption $0.00
§ 735 ILCS 5/12-1001(b)
Exemption Description
Wildcard (additional personal property)
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Chase Checking Account ending #0168 | $500.00 | $500.00 | $500.00 | $0.00 |
| Chase Checking Account ending #4445 (joint with Albertain Yancy) | $200.00 | $200.00 | $200.00 | $0.00 |
| Firearm | $300.00 | $300.00 | $300.00 | $0.00 |
| Navy Federal Checking Account | $0.00 | $0.00 | $0.00 | $0.00 |
| Navy Federal Savings Account | $5.00 | $5.00 | $5.00 | $0.00 |
Exempted $1,005.00
Limit $4,000.00 [D]
Available Exemption $2,995.00
§ 735 ILCS 5/12-1001(a)
Exemption Description
All household goods and personal possessions
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Living room furniture | $500.00 | $500.00 | $500.00 | $0.00 |
| Bedroom set | $200.00 | $200.00 | $200.00 | $0.00 |
| Computer | $150.00 | $150.00 | $150.00 | $0.00 |
| Washer/Dryer | $300.00 | $300.00 | $300.00 | $0.00 |
| Clothing and accessories | $2,600.00 | $2,600.00 | $2,600.00 | $0.00 |
Exempted $3,750.00
Limit 100%
§ 735 ILCS 5/12-1006
Exemption Description
Retirement accounts
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| 401(k) retirement account (Grainger) | $1,329.60 | $1,329.60 | $1,329.60 | $0.00 |
Exempted $1,329.60
Limit 100%
§ 735 ILCS 5/12-1001(g-7)
Exemption Description
Earned Income Credit
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Expected 2025 federal/state tax refund | $7,016.00 | $7,016.00 | $7,016.00 | $0.00 |
Exempted $7,016.00
Limit 100%
Exemption Calculator Settings
Illinois does not use Federal Exemptions