Means Test

Forms 122A-1 / 122A-2 — Chapter 7 eligibility determination
BELOW MEDIAN
Presumption of abuse does not arise. Qualifies for Chapter 7.
$3,366.67
Current Monthly Income
$40,400.04
Annualized Income
$110,712.00
State Median (HH 3)
-$70,311.96
Below Median
Configuration
Auto-Linked Income (from Paychecks & Employment)
Winnebago County Health Department (debtor_1): $3166.67/mo
Other Income: $400.00/mo
Total: $3566.67/mo
Employment Income Edit in Employment
EmployerOccupationPay PeriodGross/PeriodMonthly
Winnebago County Health Department Community Health Worker Bi-Weekly $1,461.54 $3,167.16
Total Employment Income $3,167.16
Other Income Sources Edit in Employment
SourceMonthly Amount
Child Support — Marcus Williams (Aaliyah's father) $400.00
$3,366.67
Current Monthly Income
$40,400.04
Annualized (CMI x 12)
$110,712.00
IL Median (HH 3)
Auto-Linked Deductions (from Paychecks & Creditors)
Taxes: $620.90 Involuntary: $142.50 Health Ins: $546.00 Life Ins: $17.33 Total: $1326.73
Debt Payments: Secured $225.00/mo
Below median — full deduction calculation not required
Debtor qualifies for Chapter 7 based on income alone
Means Test Configuration
Dependents listed: 2
Data Sources Used
SourceStatusDetails
Employment 1 record(s) View
Other Income 1 source(s) View
Expenses (Schedule J) Complete View
Creditors (debt payments) 25 creditor(s) View
Dependents 2 dependent(s) View

Full Means Test Calculation

Step 1: Current Monthly Income (Form 122A-1)
Gross wages from employment$3,167.16
Other income$400.00
Current Monthly Income (CMI)$3,366.67
Annualized (CMI x 12)$40,400.04
Step 2: Median Comparison
StateIL
Household size3
State median income$110,712.00
Result BELOW MEDIAN — Qualifies
CMI $3,366.67
Annual $40,400.04
Median $110,712.00
Result PASS