§ Exemptions Calculator
State and Federal Exemptions
Gross Asset Total
$24,805.00
Net Equity to Exempt
$20,605.00
State Exemptions
Illinois — 735 ILCS 5/12-901 et seq.
| Total Automatically Exempted | $19,905.00 |
| Total Manually Exempted | $0.00 |
| Total Amount Exempted | $19,905.00 |
| Non-Exempt | $700.00 |
| Total Homestead Exempted | $0.00 |
VEHICLES
🚗
2017 Chevrolet Malibu LT, 89,000 mi
Non Exempt: $700.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $3,600.00 |
Debtor's Equity $4,300.00
Exempted $3,600.00
Non Exempt $700.00
HOUSEHOLD
💻
Apartment furniture, TV, kitchen items
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $800.00 |
Debtor's Equity $800.00
Exempted $800.00
Non Exempt $0.00
💻
Personal clothing — debtor and 2 children
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $350.00 |
Debtor's Equity $350.00
Exempted $350.00
Non Exempt $0.00
💻
iPhone 13, tablet, kids' tablet
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $350.00 |
Debtor's Equity $350.00
Exempted $350.00
Non Exempt $0.00
FINANCIAL
💰
PNC Checking
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $380.00 |
Debtor's Equity $380.00
Exempted $380.00
Non Exempt $0.00
💰
PNC Savings
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $125.00 |
Debtor's Equity $125.00
Exempted $125.00
Non Exempt $0.00
💰
IMRF Pension (Winnebago County)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1006
Retirement accounts
|
100% | $8,500.00 |
Debtor's Equity $8,500.00
Exempted $8,500.00
Non Exempt $0.00
OTHER
📦
Expected 2025 federal tax refund
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(g-7)
Earned Income Credit
|
100% | $5,800.00 |
Debtor's Equity $5,800.00
Exempted $5,800.00
Non Exempt $0.00
§ 735 ILCS 5/12-1001(b)
Exemption Description
Wildcard (additional personal property)
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| PNC Checking | $380.00 | $380.00 | $380.00 | $0.00 |
| PNC Savings | $125.00 | $125.00 | $125.00 | $0.00 |
Exempted $505.00
Limit $4,000.00 [D]
Available Exemption $3,495.00
§ 735 ILCS 5/12-1001(c)
Exemption Description
Motor vehicle
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| 2017 Chevrolet Malibu LT, 89,000 mi | $4,300.00 | $3,600.00 | $3,600.00 | $700.00 |
Exempted $3,600.00
Limit $3,600.00 [D]
Available Exemption $0.00
§ 735 ILCS 5/12-1001(a)
Exemption Description
All household goods and personal possessions
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Apartment furniture, TV, kitchen items | $800.00 | $800.00 | $800.00 | $0.00 |
| Personal clothing — debtor and 2 children | $350.00 | $350.00 | $350.00 | $0.00 |
| iPhone 13, tablet, kids' tablet | $350.00 | $350.00 | $350.00 | $0.00 |
Exempted $1,500.00
Limit 100%
§ 735 ILCS 5/12-1006
Exemption Description
Retirement accounts
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| IMRF Pension (Winnebago County) | $8,500.00 | $8,500.00 | $8,500.00 | $0.00 |
Exempted $8,500.00
Limit 100%
§ 735 ILCS 5/12-1001(g-7)
Exemption Description
Earned Income Credit
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Expected 2025 federal tax refund | $5,800.00 | $5,800.00 | $5,800.00 | $0.00 |
Exempted $5,800.00
Limit 100%
Exemption Calculator Settings
Illinois does not use Federal Exemptions