Means Test

Forms 122A-1 / 122A-2 — Chapter 7 eligibility determination
BELOW MEDIAN
Presumption of abuse does not arise. Qualifies for Chapter 7.
$4,770.51
Current Monthly Income
$57,246.12
Annualized Income
$91,526.00
State Median (HH 2)
-$34,279.88
Below Median
Configuration
Auto-Linked Income (from Paychecks & Employment)
Midwest Distribution Center (debtor_1): $2333.33/mo
Self-Employed — Marcus W Handyman Services (debtor_1): $2800.00/mo
Total: $5133.33/mo
Employment Income Edit in Employment
EmployerOccupationPay PeriodGross/PeriodMonthly
Midwest Distribution Center Warehouse Associate Bi-Weekly $1,076.92 $2,333.69
Self-Employed — Marcus W Handyman Services Handyman / General Contractor Monthly $2,800.00 $2,800.00
Total Employment Income $5,133.69
Other Income Sources Edit in Employment
SourceMonthly Amount
No other income sources
$4,770.51
Current Monthly Income
$57,246.12
Annualized (CMI x 12)
$91,526.00
IL Median (HH 2)
Auto-Linked Deductions (from Paychecks & Creditors)
Taxes: $480.68 Health Ins: $205.83 Retirement: $70.00 Total: $2358.51
Debt Payments: Secured $385.00/mo
Below median — full deduction calculation not required
Debtor qualifies for Chapter 7 based on income alone
Means Test Configuration
Dependents listed: 1
Data Sources Used
SourceStatusDetails
Employment 2 record(s) View
Other Income None View
Expenses (Schedule J) Complete View
Creditors (debt payments) 8 creditor(s) View
Dependents 1 dependent(s) View

Full Means Test Calculation

Step 1: Current Monthly Income (Form 122A-1)
Gross wages from employment$5,133.69
Other income$0.00
Current Monthly Income (CMI)$4,770.51
Annualized (CMI x 12)$57,246.12
Step 2: Median Comparison
StateIL
Household size2
State median income$91,526.00
Result BELOW MEDIAN — Qualifies
CMI $4,770.51
Annual $57,246.12
Median $91,526.00
Result PASS