§ Exemptions Calculator
State and Federal Exemptions
Gross Asset Total
$10,660.19
Net Equity to Exempt
$10,660.19
State Exemptions
Illinois — 735 ILCS 5/12-901 et seq.
| Total Automatically Exempted | $13,750.00 |
| Total Manually Exempted | $0.00 |
| Total Amount Exempted | $13,750.00 |
| Non-Exempt | $-3,089.81 |
| Total Homestead Exempted | $0.00 |
VEHICLES
🚗
2023 Chevy Blazer
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $3,600.00 |
Debtor's Equity $0.00
Exempted $3,600.00
Non Exempt $-3,600.00
🚗
2023 Hyundai Santa Fe — TOTALED (deer strike)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
🚗
2019 Nissan Rogue — REPOSSESSED
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
🚗
2017 Jeep Grand Cherokee — REPOSSESSED
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(c)
Motor vehicle
|
$3,600.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
HOUSEHOLD
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Furniture
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $900.00 |
Debtor's Equity $900.00
Exempted $900.00
Non Exempt $0.00
💻
Sewing/crafting equipment
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $1,500.00 |
Debtor's Equity $1,500.00
Exempted $1,500.00
Non Exempt $0.00
💻
Electronics (4 TVs, 3 laptops, 4 tablets, 1 gaming system)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $700.00 |
Debtor's Equity $700.00
Exempted $700.00
Non Exempt $0.00
💻
Shoes
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $650.00 |
Debtor's Equity $650.00
Exempted $650.00
Non Exempt $0.00
💻
Smart watches
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $500.00 |
Debtor's Equity $500.00
Exempted $500.00
Non Exempt $0.00
💻
Bags/purses
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $250.00 |
Debtor's Equity $250.00
Exempted $250.00
Non Exempt $0.00
💻
Prescription glasses
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $250.00 |
Debtor's Equity $250.00
Exempted $250.00
Non Exempt $0.00
💻
Costume jewelry
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
Jewelry (one piece)
|
100% | $200.00 |
Debtor's Equity $200.00
Exempted $200.00
Non Exempt $0.00
💻
Clothing
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(a)
All household goods and personal possessions
|
100% | $1,000.00 |
Debtor's Equity $1,000.00
Exempted $1,000.00
Non Exempt $0.00
FINANCIAL
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Members Alliance CU Savings
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $3,025.00 |
Debtor's Equity $3,025.00
Exempted $3,025.00
Non Exempt $0.00
💰
Members Alliance CU Checking
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $535.19 |
Debtor's Equity $535.19
Exempted $535.19
Non Exempt $0.00
💰
Cash App (21roses3)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard (additional personal property)
|
$4,000.00 [D] | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
💰
SURS Pension (Highland CC)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1006
Retirement accounts
|
100% | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
💰
457(b) Voluntary Retirement
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1006
Retirement accounts
|
100% | $0.00 |
Debtor's Equity $0.00
Exempted $0.00
Non Exempt $0.00
OTHER
📦
Security deposit held by landlord
Non Exempt: $510.19
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(b)
Wildcard
|
$4,000.00 [D] | $439.81 |
Debtor's Equity $950.00
Exempted $439.81
Non Exempt $510.19
📦
Lawn equipment (mower/snowblower)
Non Exempt: $0.00
| Statute | Limit | Amount Applied | |
|---|---|---|---|
|
735 ILCS 5/12-1001(d)
Tools of the trade
|
$2,250.00 [D] | $200.00 |
Debtor's Equity $200.00
Exempted $200.00
Non Exempt $0.00
§ 735 ILCS 5/12-1001(b)
Exemption Description
Wildcard (additional personal property)
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Members Alliance CU Savings | $3,025.00 | $3,025.00 | $3,025.00 | $0.00 |
| Members Alliance CU Checking | $535.19 | $535.19 | $535.19 | $0.00 |
| Cash App (21roses3) | $0.00 | $0.00 | $0.00 | $0.00 |
| Security deposit held by landlord | $950.00 | $439.81 | $439.81 | $510.19 |
Exempted $4,000.00
Limit $4,000.00 [D]
Available Exemption $0.00
§ 735 ILCS 5/12-1006
Exemption Description
Retirement accounts
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| SURS Pension (Highland CC) | $0.00 | $0.00 | $0.00 | $0.00 |
| 457(b) Voluntary Retirement | $0.00 | $0.00 | $0.00 | $0.00 |
Exempted $0.00
Limit 100%
§ 735 ILCS 5/12-1001(c)
Exemption Description
Motor vehicle
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| 2023 Chevy Blazer | $0.00 | $3,600.00 | $3,600.00 | $-3,600.00 |
| 2023 Hyundai Santa Fe — TOTALED (deer strike) | $0.00 | $0.00 | $0.00 | $0.00 |
| 2019 Nissan Rogue — REPOSSESSED | $0.00 | $0.00 | $0.00 | $0.00 |
| 2017 Jeep Grand Cherokee — REPOSSESSED | $0.00 | $0.00 | $0.00 | $0.00 |
Exempted $3,600.00
Limit $3,600.00 [D]
Available Exemption $0.00
§ 735 ILCS 5/12-1001(a)
Exemption Description
All household goods and personal possessions
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Furniture | $900.00 | $900.00 | $900.00 | $0.00 |
| Sewing/crafting equipment | $1,500.00 | $1,500.00 | $1,500.00 | $0.00 |
| Electronics (4 TVs, 3 laptops, 4 tablets, 1 gaming system) | $700.00 | $700.00 | $700.00 | $0.00 |
| Shoes | $650.00 | $650.00 | $650.00 | $0.00 |
| Smart watches | $500.00 | $500.00 | $500.00 | $0.00 |
| Bags/purses | $250.00 | $250.00 | $250.00 | $0.00 |
| Prescription glasses | $250.00 | $250.00 | $250.00 | $0.00 |
| Costume jewelry | $200.00 | $200.00 | $200.00 | $0.00 |
| Clothing | $1,000.00 | $1,000.00 | $1,000.00 | $0.00 |
Exempted $5,950.00
Limit 100%
§ 735 ILCS 5/12-1001(d)
Exemption Description
Tools of the trade
| Asset | Debtor's Equity | Amount Applied This exemption only |
Total Exempted All exemptions |
Non Exempt |
|---|---|---|---|---|
| Lawn equipment (mower/snowblower) | $200.00 | $200.00 | $200.00 | $0.00 |
Exempted $200.00
Limit $2,250.00 [D]
Available Exemption $2,050.00
Exemption Calculator Settings
Illinois does not use Federal Exemptions