Means Test

Forms 122A-1 / 122A-2 — Chapter 7 eligibility determination
BELOW MEDIAN
Presumption of abuse does not arise. Qualifies for Chapter 7.
$4,273.00
Current Monthly Income
$51,276.00
Annualized Income
$91,526.00
State Median (HH 2)
-$40,250.00
Below Median
Configuration
Auto-Linked Income (from Paychecks & Employment)
Alexian Brothers Health System (Ascension) (debtor_1): $3436.00/mo
Other Income: $837.00/mo
Total: $4273.00/mo
Employment Income Edit in Employment
EmployerOccupationPay PeriodGross/PeriodMonthly
Alexian Brothers Health System (Ascension) Call Center Rep - Cardiology North Bi-Weekly $1,586.00 $3,436.86
Total Employment Income $3,436.86
Other Income Sources Edit in Employment
SourceMonthly Amount
Child support from Christian Malave (informal, not court-ordered) $350.00
LINK/SNAP benefits $487.00
$4,273.00
Current Monthly Income
$51,276.00
Annualized (CMI x 12)
$91,526.00
IL Median (HH 2)
Auto-Linked Deductions (from Paychecks & Creditors)
Taxes: $429.00 Health Ins: $12.31 Total: $444.82
Debt Payments: Secured $310.00/mo | Priority $45.00/mo
Below median — full deduction calculation not required
Debtor qualifies for Chapter 7 based on income alone
Means Test Configuration
Dependents listed: 1
Data Sources Used
SourceStatusDetails
Employment 1 record(s) View
Other Income 2 source(s) View
Expenses (Schedule J) Complete View
Creditors (debt payments) 18 creditor(s) View
Dependents 1 dependent(s) View

Full Means Test Calculation

Step 1: Current Monthly Income (Form 122A-1)
Gross wages from employment$3,436.86
Other income$837.00
Current Monthly Income (CMI)$4,273.00
Annualized (CMI x 12)$51,276.00
Step 2: Median Comparison
StateIL
Household size2
State median income$91,526.00
Result BELOW MEDIAN — Qualifies
CMI $4,273.00
Annual $51,276.00
Median $91,526.00
Result PASS