Means Test

Forms 122A-1 / 122A-2 — Chapter 7 eligibility determination
BELOW MEDIAN
Presumption of abuse does not arise. Qualifies for Chapter 7.
$6,347.88
Current Monthly Income
$76,174.56
Annualized Income
$110,712.00
State Median (HH 3)
-$34,537.44
Below Median
Configuration
Auto-Linked Income (from Paychecks & Employment)
Health Care Service Corp. (BCBSIL) (debtor_1): $6347.88/mo
Total: $6347.88/mo
Employment Income Edit in Employment
EmployerOccupationPay PeriodGross/PeriodMonthly
Health Care Service Corp. (BCBSIL) Coordinator biweekly $2,929.79 $2,929.79
Total Employment Income $2,929.79
Other Income Sources Edit in Employment
SourceMonthly Amount
Social Security (SSA) $315.00
$6,347.88
Current Monthly Income
$76,174.56
Annualized (CMI x 12)
$110,712.00
IL Median (HH 3)
Auto-Linked Deductions (from Paychecks & Creditors)
Total: $2442.42
Debt Payments: Secured $550.00/mo
Below median — full deduction calculation not required
Debtor qualifies for Chapter 7 based on income alone
Means Test Configuration
Dependents listed: 2
Data Sources Used
SourceStatusDetails
Employment 1 record(s) View
Other Income 1 source(s) View
Expenses (Schedule J) Complete View
Creditors (debt payments) 7 creditor(s) View
Dependents 2 dependent(s) View

Full Means Test Calculation

Step 1: Current Monthly Income (Form 122A-1)
Gross wages from employment$2,929.79
Other income$315.00
Current Monthly Income (CMI)$6,347.88
Annualized (CMI x 12)$76,174.56
Step 2: Median Comparison
StateIL
Household size3
State median income$110,712.00
Result BELOW MEDIAN — Qualifies
CMI $6,347.88
Annual $76,174.56
Median $110,712.00
Result PASS