10%
Data Complete
0
Assets ($0.00)
0
Creditors ($0.00)
$0.00
Monthly Income
Data Completeness 10%
Client
Address
Ssn
Employment
Income
Expenses
Assets
Creditors
Sofa
Means Test
Validation Summary
2
Errors
17
Warnings
Errors — Must Fix Before Filing
Missing SSN
Field: client.ssn
client
Missing address
Field: client.address
client
Warnings — Review and Verify
Missing date of birth
Field: client.dob
client
Missing phone number
Field: client.phone
client
No employment records — verify if unemployed
employment
No assets listed — verify
assets
No creditors listed — unusual for bankruptcy filing
creditors
No expenses section — needed for Schedule J
expenses
No source documents listed in _meta
meta
No SOFA section — needed for Form 107
sofa
No county specified — cannot verify venue/division
Field: client.address.county
venue
Missing document: Government ID scan
Field: _meta.source_documents.id_scan
documents
Missing document: Paystubs (last 6 months)
Field: _meta.source_documents.paystubs
documents
Missing document: Tax returns (last 2 years)
Field: _meta.source_documents.tax_returns
documents
Missing document: Bank statements (last 3 months)
Field: _meta.source_documents.bank_statements
documents
Missing document: Credit counseling certificate
Field: _meta.source_documents.credit_cert
documents
Missing document: Retainer agreement
Field: _meta.source_documents.retainer
documents
Missing document: Client questionnaire
Field: _meta.source_documents.questionnaire
documents
Missing document: Credit report
Field: _meta.source_documents.credit_report
documents
Filing Readiness Checklist
SectionStatusDetails
General Information Complete Name, DOB, marital status
SSN Verification Needed Required for all forms
Employment & Income Missing Schedules I, Means Test CMI
Expenses Incomplete Schedule J
Property Missing Schedules A/B, C, D
Creditors Missing Schedules D, E/F
SOFA Incomplete Form 107
Means Test Not Set Forms 122A-1, 122A-2
Full Draft Report Generated now
======================================================================
BANKRUPTCY PETITION DRAFT REPORT
Client: Claudia Robles
Chapter: 13
Generated: 2026-04-27
Source: 
======================================================================

## 1. CLIENT DEMOGRAPHICS
  Name:            Claudia Robles
  SSN:             
  DOB:             None
  Marital Status:  None
  Filing Status:   None
  Phone:           None
  Email:           [email protected]

## 2. EMPLOYMENT & INCOME
  No employment records.
## 3. ASSETS (Schedule A/B)
  No assets listed.

## 4. EXEMPTIONS (Schedule C)
  Total exempt: $0.00 | Non-exempt: $0.00 | Coverage: 0.0%

## 5. CREDITORS (Schedules D/E/F)
  No creditors listed.

## 6. MONTHLY EXPENSES (Schedule J)
  No expenses listed.

## 7. DEPENDENTS
  No dependents.

## 8. MEANS TEST
  Household Size: 1
  CMI: $0.00/month ($0.00/year)
  State Median (IL, 1): $71,304.00/year
  RESULT: BELOW MEDIAN — No presumption of abuse

## 9. TRACK 2 PDFs
  No PDFs generated yet. Run: petition_filler.py packet intake.json

## 10. VALIDATION RESULTS
  Errors: 2  |  Warnings: 17
  ERROR: Missing SSN
  ERROR: Missing address
  WARNING: Missing date of birth
  WARNING: Missing phone number
  WARNING: No employment records — verify if unemployed
  WARNING: No assets listed — verify
  WARNING: No creditors listed — unusual for bankruptcy filing
  WARNING: No expenses section — needed for Schedule J
  WARNING: No source documents listed in _meta
  WARNING: No SOFA section — needed for Form 107
  WARNING: No county specified — cannot verify venue/division
  WARNING: Missing document: Government ID scan
  ... and 7 more warnings

======================================================================
Report generated by SpringerBK on 2026-04-27
======================================================================
Issues for Attorney Review 19 issue(s)
======================================================================
ISSUES REQUIRING ATTORNEY ATTENTION
Client: Claudia Robles
Generated: 2026-04-27
======================================================================

## ERRORS (must fix before filing)

1. [client] Missing SSN
   Field: client.ssn

2. [client] Missing address
   Field: client.address

## WARNINGS (review and verify)

3. [client] Missing date of birth
   Field: client.dob

4. [client] Missing phone number
   Field: client.phone

5. [employment] No employment records — verify if unemployed

6. [assets] No assets listed — verify

7. [creditors] No creditors listed — unusual for bankruptcy filing

8. [expenses] No expenses section — needed for Schedule J

9. [meta] No source documents listed in _meta

10. [sofa] No SOFA section — needed for Form 107

11. [venue] No county specified — cannot verify venue/division
   Field: client.address.county

12. [documents] Missing document: Government ID scan
   Field: _meta.source_documents.id_scan

13. [documents] Missing document: Paystubs (last 6 months)
   Field: _meta.source_documents.paystubs

14. [documents] Missing document: Tax returns (last 2 years)
   Field: _meta.source_documents.tax_returns

15. [documents] Missing document: Bank statements (last 3 months)
   Field: _meta.source_documents.bank_statements

16. [documents] Missing document: Credit counseling certificate
   Field: _meta.source_documents.credit_cert

17. [documents] Missing document: Retainer agreement
   Field: _meta.source_documents.retainer

18. [documents] Missing document: Client questionnaire
   Field: _meta.source_documents.questionnaire

19. [documents] Missing document: Credit report
   Field: _meta.source_documents.credit_report

20. [CLIENT ACTION] SSN verification needed
   Client must provide valid SSN before filing.

21. [MEANS TEST] Household size not set
   Confirm with client: who lives in the household?
   Current dependents listed: 0

----------------------------------------------------------------------
Total: 21 issue(s) requiring attention.
Complete 10%
Errors 2
Warnings 17
Assets $0.00
Debt $0.00