Means Test

Forms 122A-1 / 122A-2 — Chapter 7 eligibility determination
BELOW MEDIAN
Presumption of abuse does not arise. Qualifies for Chapter 7.
$7,115.39
Current Monthly Income
$85,384.68
Annualized Income
$156,566.00
State Median (HH 6)
-$71,181.32
Below Median
Configuration
Auto-Linked Income (from Paychecks & Employment)
Mercyhealth Hospital & Medical Center (debtor_1): $6250.01/mo
Walgreens Co. (debtor_1): $9166.67/mo
Total: $15416.68/mo
Debtor 1 Debtor 1 Edit
EmployerMonthly
Mercyhealth Hospital & Medical Center $6,250.97
Walgreens Co. $9,168.08
Gross Employment Income$15,419.05
Debtor 2 Debtor 2 Edit
EmployerMonthly
No employment
Other Income Sources Edit in Employment
SourceMonthly Amount
Kamala Patel — Social Security (mother-in-law) $1,100.00
$7,115.39
Current Monthly Income
$85,384.68
Annualized (CMI x 12)
$156,566.00
IL Median (HH 6)
Auto-Linked Deductions (from Paychecks & Creditors)
Taxes: $4069.05 Health Ins: $957.66 Life Ins: $81.25 Retirement: $1045.83 Total: $6153.79
Debt Payments: Secured $2335.00/mo
Below median — full deduction calculation not required
Debtor qualifies for Chapter 7 based on income alone
Means Test Configuration
Dependents listed: 4 | Filing jointly (2 debtors)
Data Sources Used
SourceStatusDetails
Employment 2 record(s) View
Other Income 1 source(s) View
Expenses (Schedule J) Complete View
Creditors (debt payments) 11 creditor(s) View
Dependents 4 dependent(s) View

Full Means Test Calculation

Step 1: Current Monthly Income (Form 122A-1)
Gross wages from employment$15,419.05
Other income$1,100.00
Current Monthly Income (CMI)$7,115.39
Annualized (CMI x 12)$85,384.68
Step 2: Median Comparison
StateIL
Household size6
State median income$156,566.00
Result BELOW MEDIAN — Qualifies
CMI $7,115.39
Annual $85,384.68
Median $156,566.00
Result PASS