Means Test

Forms 122A-1 / 122A-2 — Chapter 7 eligibility determination
BELOW MEDIAN
Presumption of abuse does not arise. Qualifies for Chapter 7.
$4,583.33
Current Monthly Income
$54,999.96
Annualized Income
$71,304.00
State Median (HH 1)
-$16,304.04
Below Median
Configuration
Auto-Linked Income (from Paychecks & Employment)
Fehr Graham Engineering & Environmental (debtor_1): $4583.33/mo
Total: $4583.33/mo
Employment Income Edit in Employment
EmployerOccupationPay PeriodGross/PeriodMonthly
Fehr Graham Engineering & Environmental Project Manager Monthly $4,583.33 $4,583.33
Total Employment Income $4,583.33
Other Income Sources Edit in Employment
SourceMonthly Amount
No other income sources
$4,583.33
Current Monthly Income
$54,999.96
Annualized (CMI x 12)
$71,304.00
IL Median (HH 1)
Auto-Linked Deductions (from Paychecks & Creditors)
Taxes: $1161.29 Health Ins: $207.00 Life Ins: $12.50 Retirement: $183.33 Total: $1564.12
Debt Payments: Secured $310.00/mo | Priority $350.00/mo
Below median — full deduction calculation not required
Debtor qualifies for Chapter 7 based on income alone
Means Test Configuration
Dependents listed: 0
Data Sources Used
SourceStatusDetails
Employment 1 record(s) View
Other Income None View
Expenses (Schedule J) Complete View
Creditors (debt payments) 8 creditor(s) View
Dependents 0 dependent(s) View

Full Means Test Calculation

Step 1: Current Monthly Income (Form 122A-1)
Gross wages from employment$4,583.33
Other income$0.00
Current Monthly Income (CMI)$4,583.33
Annualized (CMI x 12)$54,999.96
Step 2: Median Comparison
StateIL
Household size1
State median income$71,304.00
Result BELOW MEDIAN — Qualifies
CMI $4,583.33
Annual $54,999.96
Median $71,304.00
Result PASS