Case Report

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BANKRUPTCY PETITION DRAFT REPORT
Client: Susan Baker
Chapter: 7
Generated: 2026-04-27
Source: 
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## 1. CLIENT DEMOGRAPHICS
  Name:            Susan Baker
  SSN:             
  DOB:             None
  Marital Status:  Divorced
  Filing Status:   None
  Address:         607 S Dixon Ave, Dixon, IL
                   None, None None
  County:          Lee
  Phone:           (779) 245-0586
  Email:           [email protected]

## 2. EMPLOYMENT & INCOME
  No employment records.
## 3. ASSETS (Schedule A/B)
  No assets listed.

## 4. EXEMPTIONS (Schedule C)
  Error running exemption analysis: 'NoneType' object has no attribute 'lower'

## 5. CREDITORS (Schedules D/E/F)
  No creditors listed.

## 6. MONTHLY EXPENSES (Schedule J)
  No expenses listed.

## 7. DEPENDENTS
  No dependents.

## 8. MEANS TEST
  Error running means test: State 'None' not found in median income data. Available: IL

## 9. TRACK 2 PDFs
  No PDFs generated yet. Run: petition_filler.py packet intake.json

## 10. VALIDATION RESULTS
  Errors: 4  |  Warnings: 16
  ERROR: Missing SSN
  ERROR: Missing address field: city
  ERROR: Missing address field: state
  ERROR: Missing address field: zip
  WARNING: Missing date of birth
  WARNING: No employment records — verify if unemployed
  WARNING: No assets listed — verify
  WARNING: No creditors listed — unusual for bankruptcy filing
  WARNING: No expenses section — needed for Schedule J
  WARNING: Household size not set — needed for means test
  WARNING: No source documents listed in _meta
  WARNING: No SOFA section — needed for Form 107
  WARNING: Missing document: Government ID scan
  WARNING: Missing document: Paystubs (last 6 months)
  ... and 6 more warnings

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Report generated by SpringerBK on 2026-04-27
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ISSUES REQUIRING ATTORNEY ATTENTION
Client: Susan Baker
Generated: 2026-04-27
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## ERRORS (must fix before filing)

1. [client] Missing SSN
   Field: client.ssn

2. [client] Missing address field: city
   Field: client.address.city

3. [client] Missing address field: state
   Field: client.address.state

4. [client] Missing address field: zip
   Field: client.address.zip

## WARNINGS (review and verify)

5. [client] Missing date of birth
   Field: client.dob

6. [employment] No employment records — verify if unemployed

7. [assets] No assets listed — verify

8. [creditors] No creditors listed — unusual for bankruptcy filing

9. [expenses] No expenses section — needed for Schedule J

10. [means_test] Household size not set — needed for means test

11. [meta] No source documents listed in _meta

12. [sofa] No SOFA section — needed for Form 107

13. [documents] Missing document: Government ID scan
   Field: _meta.source_documents.id_scan

14. [documents] Missing document: Paystubs (last 6 months)
   Field: _meta.source_documents.paystubs

15. [documents] Missing document: Tax returns (last 2 years)
   Field: _meta.source_documents.tax_returns

16. [documents] Missing document: Bank statements (last 3 months)
   Field: _meta.source_documents.bank_statements

17. [documents] Missing document: Credit counseling certificate
   Field: _meta.source_documents.credit_cert

18. [documents] Missing document: Retainer agreement
   Field: _meta.source_documents.retainer

19. [documents] Missing document: Client questionnaire
   Field: _meta.source_documents.questionnaire

20. [documents] Missing document: Credit report
   Field: _meta.source_documents.credit_report

21. [CLIENT ACTION] SSN verification needed
   Client must provide valid SSN before filing.

22. [MEANS TEST] Household size not set
   Confirm with client: who lives in the household?
   Current dependents listed: 0

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Total: 22 issue(s) requiring attention.